Presented by Ricardo, Wasylik, & Kaniuk, PL

Demanding foreclosure accountability

Michael Redman and Lisa Epstein didn’t take their foreclosure cases sitting down – they fought back, and fought back hard. Now, in part due to their hard work and tireless advocacy, the Florida Attorney General’s office has launched investigations into four of the largest foreclosure plaintiff’s firms in Florida.

Epstein and Redman had somewhat different motives for taking up the fight. Epstein started as a way of saving her own home, but soon found that the problem went much deeper than she imagined:

Initially, we were mortified, outraged and grieving over the eviction of millions of Americans from the only home that they had. Shelter was chosen as the basis for a Wall Street gamble. Wall Street lost and got bailed out while the average family was evicted onto the streets.

For Redman, the house he fought for wasn’t even his own – it belonged to his fianceé. He started to review various court documents to compare the “evidence” submitted by the banks – and noticed something very suspicious: I began noticing patterns of the same people signing assignments [of mortgage] for 20 different banks but their signatures never matched. In other words, the documents were faked.

Providing much-needed information for non-lawyers

Both Redmond and Epstein have extremely well-read websites that are a key resource for anyone trying to fight a Florida foreclosure: Epstein at Foreclosure Hamlet and Redmond at 4closurefraud.org.

My friend and colleague Lynn Szymoniak heaped praise upon them both:

It is strange, but they have the most ready and easy to access information for defense lawyers. They are a huge resource tool for us. On their sites, I can find depositions that would take me hours to get. Some of the most helpful information comes from them.

Right now, the problems plaguing our foreclosure cases are very well known to foreclosure lawyers – but all too few non-lawyers know what’s really happening out there. People like Lisa and Mike make it possible for non-lawyers to learn about, and understand, why our judicial system is so screwed up when it comes to foreclosures. We need about a thousand more just like them.

{ 2 comments }

Want to know more? Contact us at Ricardo, Wasylik, & Kaniuk, PL.

“There is a great deal of fraud.” – Bill McCollum on Florida’s Foreclosue Mills

September 7, 2010
Thumbnail image for “There is a great deal of fraud.” – Bill McCollum on Florida’s Foreclosue Mills

Foreclosure Myths and Facts If you read the newspapers, you’ll know two things about foreclosures in Florida: There’s a huge “backlog” – that’s what the banks call it when they can’t ram their fraudulent cases through the court system to take people’s homes fast enough; and, There’s a huge amount of fraud slipping through the [...]

Read the full article →

Why Did Smith Hiatt & Diaz Have to Pay a $49,000 Fine?

September 3, 2010
Thumbnail image for Why Did Smith Hiatt & Diaz Have to Pay a $49,000 Fine?

Imagine a law firm so sloppy the court imposed a $49,000 fine on them. Well, you don’t have to imagine – Smith, Hiatt & Diaz got hit with that fine last week. I promised you I’d post the court order as soon at it was released – and here it is: the order of contempt [...]

Read the full article →

I Have a Hearing Tomorrow.

September 1, 2010
Thumbnail image for I Have a Hearing Tomorrow.

A Sudden Bullfight Imagine, for a moment, that you have a bullfight tomorrow. In the hot afternoon sun, you’ll step into a bullring, cape in one hand, blade in the other, and stare down an angry, two-ton beast with long, sharp horns. How long have you known about this bullfight? Sometime this morning. And, oh, [...]

Read the full article →

Smith Hiatt and Diaz, foreclosure mill, hit with $49,000 contempt fine

August 30, 2010
Thumbnail image for Smith Hiatt and Diaz, foreclosure mill, hit with $49,000 contempt fine

I just got a short report from a friend in Manatee County about big events happening in Bradenton today: “Judge Dunnigan just fined Smith Hiatt & Diaz $49,000.00.” If they don’t pay within 4 days, it’s another $7,000 per day. This apparently arises from an incident a few weeks ago when Manatee County Judge Janette [...]

Read the full article →

Inadmissible Affidavits: National Law Journal Quotes Attorney Mike Wasylik

August 27, 2010
Thumbnail image for Inadmissible Affidavits:  National Law Journal Quotes Attorney Mike Wasylik

Regular readers of this site know that much of the “evidence” banks try to introduce into foreclosure cases is either inadmissible or sometime just flat-out fake. The national news media is picking up on this crisis. The National Law Journal reports on the use of boilerplate affidavits in Florida’s foreclosure cases: Defense lawyers across Florida [...]

Read the full article →

Fraudulent foreclosure affidavits on a massive scale: The Gulf Coast Business Review

July 7, 2010

In every foreclosure case, there are at least one, possibly two, points at which a legal notice must be published. In every foreclosure case, the notice of sale must be published in a local newspaper twice before the sale (Fla. Stat. § 45.031 (2)) and in some cases, if the owner of the property cannot be [...]

Read the full article →

More bizarre foreclosure affidavits

June 28, 2010

The Plaintiff’s firm in a foreclosure action we’re defending just filed an affidavit in support of its request for attorney fees on this contested case. After reciting all the boilerplate preliminaries, the affidavit said: Smith, Hiatt, & Diaz has reached a fee agreement with their client wherein the Firm is paid based upon a flat [...]

Read the full article →

Ricardo, Wasylik & Kaniuk Meet Other Foreclosure Fighters at Florida Bar Convention

June 21, 2010

Foreclosure fighters at the annual Florida Bar Convention Later this week, the Florida Bar will have its annual convention in Boca Raton, Florida. The lawyers of Ricardo, Wasylik, & Kaniuk PL will be there collaborating with other foreclosure fighters and meeting homeowner advocates from all over the state to coordinate our battle plan for the [...]

Read the full article →

Former Taylor Bean & Whitaker CEO indicted for massive fraud

June 16, 2010
Thumbnail image for Former Taylor Bean & Whitaker CEO indicted for massive fraud

We all knew that something funny was going on at Taylor, Bean & Whitaker. Now we know the Feds think so too: [Lee Bentley Farkas] The former chairman of a large mortgage lending company has been charged in a $1.9 billion fraud scheme that contributed to the failure of Colonial Bank, one of the nation’s [...]

Read the full article →

How to clear the foreclosure docket: an open letter to Florida’s judges

April 24, 2010

Dear Florida judges: You’re under a lot of pressure. We understand. Foreclosure cases are at an all-time high, and still rising – and you have to figure out a way to handle them all. The foreclosure docket threatens to crowd out almost every other civil matter pending before the court – and now that foreclosure [...]

Read the full article →