Presented by Ricardo & Wasylik, PL

Foreclosure Fraud Talk by Michael Alex Wasylik on Bay News 9

February 5, 2011
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Free Foreclosure Seminars in Boca Raton, Florida on February 8, 15 and 22 (7-9 pm)

February 1, 2011

Ricardo, Wasylik & Kaniuk, PL is proud to announce a series of FREE FORECLOSURE SEMINARS to be held in February. These programs are designed to provide homeowners with FREE Information about Loan Modifications, Short Sales and Foreclosure Defense. Ron Kaniuk, the Managing Partner of the Firm’s South Florida Operations noted that these programs were being […]

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Lee County Judge Gives Banks Special Privileges—AGAIN.

January 28, 2011

When I was a kid, I used to read science fiction novels with aliens who swooped down to Earth, attached themselves to poor innocent human beings, and control their minds to do the aliens’ bidding. When I read this order, the second of its kind from this judge, I have to wonder if that’s what’s […]

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Judge Blasts Florida Default Law Group for Wasting the Court’s Time

January 28, 2011
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Here’s a great way to end a Friday: I just got an order in one of my cases throwing the case out of court, because the bank’s lawyers disobeyed a fairly simple rule that requires them to swear that the allegations in the complaint are true. The Final Order of Dismissal blasts the bank’s lawyers […]

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Verification of complaints: banks have to follow the rules in Pasco County

December 15, 2010

Rules are meant to be followed in Pasco County Unlike in Lee County, the judges in Pasco County expect banks to follow the rules in foreclosure cases. The verification rule and its critics Earlier this year, the Florida Supreme Court ruled that plaintiffs in foreclosure cases had to verify the foreclosure complaint—in other words, they […]

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Banks Don’t Have to Follow the Rules in Lee County, Says Judge Starnes

December 11, 2010

This ruling is a disgrace: Lee County Judge Hugh Starnes has ruled that banks in foreclosure cases don’t have to follow court rules. At a recent foreclosure hearing, the defense attorney (Conrad Willkomm) argued that the bank had violated an important evidentiary rule: the bank was relying on its business records, but no one swore […]

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Process server can time-travel, but can’t tell the men from the women

December 9, 2010
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They also have incredible memories and can ignore the notary rules, too. In every lawsuit, one of the first and most important steps is service of process on the defendant. In a foreclosure action, service of process consists of the Lender’s attorneys informing the homeowner that the property is being foreclosed upon. The courts have […]

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Is your real estate broker committing short sale malpractice?

November 11, 2010
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If you want to short sell your home, retaining a real estate broker is an essential step in the process. But beware—some brokers will leave you exposed to claims for large judgments even if they sell your home for you. Sounds unfair, doesn’t it? Waive your debt goodbye—if you can. Selling your home though the […]

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Foreclosure Hamlet sponsors St. Pete “Happy Hour” for foreclosure fighters

October 14, 2010

Fighting foreclosure? Want to meet like-minded foreclosure fighters? If you live in the Tampa Bay area, you’ll get your chance on Friday, October 15, in St. Pete, sponsored by Foreclosure Hamlet: Oct 15, St. Pete, FL: Happy Hour for Combatants of Illegal Foreclosures & the Defiling of our Judiciary Here’s all the info: Come join […]

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Feds launch foreclosure fraud investigation

October 8, 2010
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Attorney General Eric Holder this week announced a federal investigation into foreclosure fraud and the involvement of the nation’s largest banks. Holder said that the newly-formed Financial Fraud Enforcement Task Force will probe foreclosure practices in those states—23 of them—where bank’s attorneys have been accused of submitting falsified evidence to obtain foreclosures. The move by […]

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Even More Fraud by Bank Lawyers Exposed in Class-action Lawsuits

October 5, 2010
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It’s becoming more and more apparent that plaintiffs’ foreclosure mill lawyers will lie about almost everything in order to keep their assembly line running. Now, two class-action lawsuits—one in Kentucky, one in Mississippi—threaten to expose the lies that are baked right into the system that the banks use to pick their lawyers. Yves Smith over […]

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Bank of America Halts Foreclosures After Perjury Exposure: Are Wells Fargo And OneWest/IndyMacNext?

October 4, 2010
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Bank of America official admits perjury Bank of America is the latest major bank to halt foreclosures after it was exposed as having submitted false affidavits just like GMAC and JP Morgan Chase banks. Ariana Cha of the Washington Post reports: A Bank of America official said in a February deposition in Massachusetts that she […]

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JP Morgan Chase Freezes Foreclosures and Faces Criminal Investigation

September 30, 2010
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Chase Follows GMAC, Freezes Foreclosures JP Morgan Chase announced a freeze on mortgage foreclosures in 23 states—including Florida—just a few days after GMAC did the same. Chase took this unusual action because it could not tell whether it had submitted false affidavits or had committed perjury before the foreclosure courts of those states. While announcing […]

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Wall Street Covered Up Mortgage Problems Since 2007

September 26, 2010
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The Huffington Post reports that Wall Street knew it was peddling bogus mortgages as early as 2007. During the height of the boom in 2006 and the period prior to its immediate end during the first six months of 2007, [financial firm Clayton Holdings] inspected home loans for Wall Street firms and government-backed mortgage giant […]

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Dirtiest Foreclosure Tricks: Bank of America

September 25, 2010
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For all the recent focus on GMAC, Fortune magazine crowns Bank of America as the real king of the dirty foreclosure tricks. The bank recently foreclosed on a Florida property that doesn’t even have a mortgage, the Sun Sentinel of Fort Lauderdale reported. The foreclosure was started in 2008 by Countrywide, the notorious subprime mill […]

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Funny foreclosure business may hurt GMAC bond rating

September 25, 2010
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Reuters reports that GMAC’s recent foreclosure funny business—in Florida and elsewhere—may damage its bond ratings and ultimately hurt its bottom line. Moody’s Investors Service said on Friday it may cut some ratings of GMAC Mortgage as irregularities in its home loan servicing process may result in delayed foreclosures. The rating company’s concern came after GMAC […]

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Congress to Fannie Mae: Stop using Florida foreclosure mills

September 24, 2010

Poor David Stern. Poor Marshall Watson. Poor Florida Default Law Group. Poor Shapiro & Fishman. Three prominent members of Congress—including Barney Frank, the Chairman of the committee that oversees the banking industry—have written a letter to Fannie Mae demanding that they stop using foreclosure mills [PDF] that are under investigation for fraud. You should read […]

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GMAC and Jeffrey Stephan Foreclosure Scandals Hit the National Media

September 24, 2010
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It’s nearly impossible to keep up with the firehose of attention the national media are giving the Stephan/GMAC/Ally foreclosure scandals, so I’ll just do a quick summary of some recent articles: The Washington Post: Ally Financial legal issue with foreclosures may affect other mortgage companies Jeffrey Stephan was required to review cases to make sure […]

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Jeffrey Stephan Affidavits “Withdrawn” by Florida Default Law Group

September 15, 2010

Florida Default Law Group this week sent out a wave of bizarre “Notices” in many of its foreclosure cases, to “withdraw” affidavits Florida Default Law Group filed as evidence in various foreclosure cases. Are Jeffery Stephan Affidavits False? The affidavits in question were signed by a man named Jeffrey Stephan, who claimed in various cases […]

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