Presented by Ricardo & Wasylik, PL

foreclosure

Much has been made in recent months and years of the bad behavior on the part of the banks (and loan servicers– the companies that send borrowers their mortgage statements and collect their payments) that have made the foreclosure crisis even worse than imaginable. Now the Office of the Comptroller of the Currency, the Federal […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

One of the biggest complaints we hear from Homeowners is that they can’t get an answer from their Bank about a Loan Modification. The paperwork is voluminous to complete and then gets lost or misplaced by the Bank. Phone calls are not helpful and the process is frustrating. In defending Foreclosure Cases, we’d often seek […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

The law firm of Ricardo, Wasylik & Kaniuk, PL is proud to announce a new initiative called the Hundred Homes Project in an effort to help 100 families recover or keep homes that have wrongly entered foreclosure proceedings. According to attorney Michael Alex Wasylik, thousands of homes across the state of Florida have been wrongfully […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

The Law Office of David J. Stern is shutting its doors for good, according to a new filing today with the Securities and Exchange Commission. That filing, on behalf of DJSP ENTERPRISES, INC. (the public legal-support company that Stern spun off from his law firm) says that: DJSP Enterprises, Inc.’s (the “Company’s”) primary customer, the […]

{ 2 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Ben-Ezra and Katz is having a very bad day indeed. Not only has Fannie Mae just pulled the plug on the firm’s authorization to handle its cases, the firm’s founder had to appear before a Miami-Dade judge this morning to explain why his firm filed several fraudulent documents in a foreclosure case there. The judge […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

“Many Mortgage Foreclosures Appear Tainted With Suspect Documents” says Fourth DCA Florida’s Fourth District Court of Appeal is very concerned about foreclosure fraud. In a recent case, Pino v. Bank of New York Mellon [.pdf], the Court considered the case of whether a bank can avoid court sanctions for fraud by simply dismissing its case […]

{ 2 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Ricardo, Wasylik & Kaniuk, PL is proud to announce a series of FREE FORECLOSURE SEMINARS to be held in February. These programs are designed to provide homeowners with FREE Information about Loan Modifications, Short Sales and Foreclosure Defense. Ron Kaniuk, the Managing Partner of the Firm’s South Florida Operations noted that these programs were being […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

When I was a kid, I used to read science fiction novels with aliens who swooped down to Earth, attached themselves to poor innocent human beings, and control their minds to do the aliens’ bidding. When I read this order, the second of its kind from this judge, I have to wonder if that’s what’s […]

{ 1 comment }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Here’s a great way to end a Friday: I just got an order in one of my cases throwing the case out of court, because the bank’s lawyers disobeyed a fairly simple rule that requires them to swear that the allegations in the complaint are true. The Final Order of Dismissal blasts the bank’s lawyers […]

{ 2 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Rules are meant to be followed in Pasco County Unlike in Lee County, the judges in Pasco County expect banks to follow the rules in foreclosure cases. The verification rule and its critics Earlier this year, the Florida Supreme Court ruled that plaintiffs in foreclosure cases had to verify the foreclosure complaint—in other words, they […]

{ 2 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

This ruling is a disgrace: Lee County Judge Hugh Starnes has ruled that banks in foreclosure cases don’t have to follow court rules. At a recent foreclosure hearing, the defense attorney (Conrad Willkomm) argued that the bank had violated an important evidentiary rule: the bank was relying on its business records, but no one swore […]

{ 2 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Dirtiest Foreclosure Tricks: Bank of America

Bank of America logo

by Mike on September 25, 2010

For all the recent focus on GMAC, Fortune magazine crowns Bank of America as the real king of the dirty foreclosure tricks. The bank recently foreclosed on a Florida property that doesn’t even have a mortgage, the Sun Sentinel of Fort Lauderdale reported. The foreclosure was started in 2008 by Countrywide, the notorious subprime mill […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Reuters reports that GMAC’s recent foreclosure funny business—in Florida and elsewhere—may damage its bond ratings and ultimately hurt its bottom line. Moody’s Investors Service said on Friday it may cut some ratings of GMAC Mortgage as irregularities in its home loan servicing process may result in delayed foreclosures. The rating company’s concern came after GMAC […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Poor David Stern. Poor Marshall Watson. Poor Florida Default Law Group. Poor Shapiro & Fishman. Three prominent members of Congress—including Barney Frank, the Chairman of the committee that oversees the banking industry—have written a letter to Fannie Mae demanding that they stop using foreclosure mills [PDF] that are under investigation for fraud. You should read […]

{ 1 comment }

Want to know more? Contact us at Ricardo & Wasylik, PL.

It’s nearly impossible to keep up with the firehose of attention the national media are giving the Stephan/GMAC/Ally foreclosure scandals, so I’ll just do a quick summary of some recent articles: The Washington Post: Ally Financial legal issue with foreclosures may affect other mortgage companies Jeffrey Stephan was required to review cases to make sure […]

{ 4 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Imagine a law firm so sloppy the court imposed a $49,000 fine on them. Well, you don’t have to imagine – Smith, Hiatt & Diaz got hit with that fine last week. I promised you I’d post the court order as soon at it was released – and here it is: the order of contempt […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Dear Florida judges: You’re under a lot of pressure. We understand. Foreclosure cases are at an all-time high, and still rising – and you have to figure out a way to handle them all. The foreclosure docket threatens to crowd out almost every other civil matter pending before the court – and now that foreclosure […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Lawyers for Homeowner Rights, a group of Florida foreclosure lawyers dedicated to protecting the legal rights of Florida homeowners, are set to march on Tallahassee to protest a dangerous new foreclosure law proposed by the banks. What if you were accused of a crime, convicted, and sentenced without a trial? Imagine you were accused of […]

{ 0 comments }

Want to know more? Contact us at Ricardo & Wasylik, PL.

Last week, we learned that many foreclosure cases have been granted based on inadmissible “Affidavits of Indebtedness” and falsified assignment documents. This week, some of the foreclosure mill lawyers pushing this fake paper have realized they’ve backed themselves into a corner. [PDF] MR. OSBORNE: It appears that our affidavits will be — will need to […]

{ 1 comment }

Want to know more? Contact us at Ricardo & Wasylik, PL.