Presented by Ricardo & Wasylik, PL

mers

The law firm of Ricardo, Wasylik & Kaniuk, PL is proud to announce a new initiative called the Hundred Homes Project in an effort to help 100 families recover or keep homes that have wrongly entered foreclosure proceedings. According to attorney Michael Alex Wasylik, thousands of homes across the state of Florida have been wrongfully […]

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In the wake of the robo-signing scandal that broke last fall, one of the drumbeat-steady excuses you heard from the banks and their PR machines was that, despite what they called “procedural irregularities”, all the foreclosures were justified. No one, they claimed was thrown out on the street by mistake. Well, now we know that […]

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The Law Office of David J. Stern is shutting its doors for good, according to a new filing today with the Securities and Exchange Commission. That filing, on behalf of DJSP ENTERPRISES, INC. (the public legal-support company that Stern spun off from his law firm) says that: DJSP Enterprises, Inc.’s (the “Company’s”) primary customer, the […]

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“Many Mortgage Foreclosures Appear Tainted With Suspect Documents” says Fourth DCA Florida’s Fourth District Court of Appeal is very concerned about foreclosure fraud. In a recent case, Pino v. Bank of New York Mellon [.pdf], the Court considered the case of whether a bank can avoid court sanctions for fraud by simply dismissing its case […]

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Foreclosure plaintiff submits faked assignment documents in Pasco case Imagine you’ve been sued for foreclosure. Now, imagine the plaintiff submits, as evidence, a bunch of falsified documents to establish its right to foreclose. That could never happen, right? Wrong. It did, and Pasco Judge Lynn Tepper found out and would not stand for it, in […]

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MERS (What’s in your mortgage?)

by Mike on March 18, 2010

The MERS Conveyance The heart of your mortgage – the most important clause in the entire document – is the “Transfer of Rights in the Property” clause. This is the language that creates the lender’s security interest backing the loan – it’s the sentence that allows them to foreclose if the borrower doesn’t pay. But […]

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When you sell a piece of property you generally presume that you are no longer responsible for what might happen to the property after it’s transferred to the new owners, but that’s not what happened to a recent caller to the firm looking for help. This individual called to ask how she could be responsible […]

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How to beat foreclosure Today’s St. Petersburg Times features a front-page story with the bold-face heading “How to Beat Foreclosure” and tells the stories of people who have stayed in their homes for years by gaming the system. Only one problem: filing bankruptcy time and time again is an abuse of the system, and can […]

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Locked out Imagine this: you’re on a two-week vacation. You come back, and find a notice on your door: Entry by unauthorized persons prohibited. Alarmed, you try your key in the lock – it doesn’t fit. You peek through the windows and see that everything you left behind is gone – your furniture, your clothes, […]

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Bogus property records What if you lost your house because the bank submitted bogus paperwork to the court? It happens more often than you think. Sometimes, it’s just a mistake. Sometimes, it’s a cover-up of past mistakes. Sometimes, it’s out-and-out fraud by the foreclosing lender. Here’s a shocking example from the Tampa Bay area: evidence […]

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